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DFW:469-751-7467 Central Texas:254-304-7161
Texas Bankruptcy Attorney in Killeen
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DFW:469-751-7467
Central Texas:254-304-7161
30
11. 2019

What Property is Exempt in a Texas Bankruptcy?

Here’s What You Need To Know About Exempt Property In A Texas Bankruptcy Many people mistakenly believe that if they file for bankruptcy, they will lose most or all of their personal property. While some property is liquidated to satisfy debts in most cases, assets that are considered basic necessities or that you have a Read More
31
10. 2019

Is Credit Counseling the Same as Bankruptcy?

Overwhelmed by debt? You’ve probably heard of bankruptcy or credit counseling before, but perhaps you just weren’t sure what those terms meant or how they impacted your situation. Here’s what you should know about the differences between credit counseling and bankruptcy, and how you can get help overcoming significant debt and start over with a Read More
29
08. 2019

VA Disability and Bankruptcy – New law passed (HAVEN Act)

Honoring American Veterans (VA Disability) in Extreme Need On August 23, 2019, President Trump signed into law the “Honoring American Veterans in Extreme Need Act of 2019” which is commonly referred to as the HAVEN Act. This is a major win for disabled veterans facing financial difficulty. Before this was signed into law, disabled veterans Read More
20
07. 2019

What Is Creditor Harassment?

Most people are taught when they owe a debt, they’ll get a phone call or two from a debt collector. Then, they’ll pay the debt and move on. Unfortunately, it doesn’t always work out this way for people who can’t afford to pay their bills. Often, people accrue debt faster than they can pay it Read More
20
06. 2019

Can You Keep Retirement Accounts in a Texas Bankruptcy?

If you’re thinking about filing for bankruptcy in Texas, it’s critical that you understand how filing may impact your retirement accounts. Depending on what accounts you have and how much you have in them, your money may be completely protected, partially protected, or not protected at all. Here’s what you should know.  Which Type of Read More
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SIMS BANKRUPTCY LAW BLOG

24 Mar
Bankruptcy
How to Avoid Falling Back Into Debt After Bankruptcy

Understanding how to avoid falling back into debt after bankruptcy is essential for building a stable and secure financial future. Bankruptcy provides relief from overwhelming financial pressure, but long-term success depends on the habits you build afterward. Without proper planning, it is possible to fall into the same financial patterns. By focusing on budgeting, mindful Read More

26 Feb
Bankruptcy Law
How to Manage Chapter 13 Payments Successfully

Learning how to manage Chapter 13 payments is one of the most important parts of completing bankruptcy successfully. Chapter 13 allows individuals to reorganize debt into a structured repayment plan while protecting essential assets. Although the process provides relief, staying consistent with payments requires planning, discipline, and clear financial habits. Understanding how repayment works helps Read More

30 Dec
keep property under Chapter 7
How Chapter 7 Protects Your Assets During Bankruptcy

Keep property under Chapter 7 is a concern for many Texans facing overwhelming debt. The fear of losing a home, a vehicle, or personal belongings often prevents people from considering bankruptcy. Chapter 7 bankruptcy is designed to eliminate most unsecured debts while still allowing individuals to keep essential property. By using a combination of Texas Read More

Sims Bankruptcy Law, PLLC is North Texas and Central Texas law firm helping individuals, families, and businesses through tough financial times. Whether this is your first time filing bankruptcy or you've filed in the past, you will receive a thorough free consultation and receive answers to all the questions you may have. We pride ourselves on being exceptionally responsive to you during this financial struggle.

Gain your life back and begin the road to financial recovery by calling or emailing us today. No two situations are alike and we will give your case the attention it deserves. Don't hesitate to begin the path forward.

Sims Bankruptcy Law, PLLC has many locations to best serve you and offers flexible appointment times morning, day or night to meet your busy schedule. Weekday or weekend, we are available to help you.

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