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DFW:469-751-7467
Central Texas:254-304-7161
23
06. 2020

What Is an Automatic Stay in Bankruptcy?

When you file for bankruptcy, something called an automatic stay goes into effect. Here’s what you should know about it if you’re considering declaring bankruptcy.  The Automatic Stay Defined  The automatic stay is a type of injunction that is initiated upon filing for Chapter 7, Chapter 13, or Chapter 11 bankruptcy. This injunction mandates that Read More
22
04. 2020

Texas Creditor Harassment: What Can You Do?

Harassment By Creditors In Texas Can Be Devastating Any significant debt is already stressful, frustrating, and heartbreaking.  It can seem like the cycle of debt and the race to stay just above water will go on forever.  At the same time, creditors who often take gaps in time to credit our accounts without immediate updates Read More
16
03. 2020

How Do I Know If Filing Chapter 13 Bankruptcy Is an Option?

There are a few different types of bankruptcy and the right one for you depends largely on what you qualify for. Here are the requirements you’ll need to meet to be able to file a Chapter 13 bankruptcy and start the process of paying down your debt.  You Aren’t a Business Owner  Businesses aren’t able Read More
12
01. 2020

Can a Chapter 13 Bankuptcy Allow Me to Keep My Vehicle?

Can I Keep My Car in Chapter 13 Bankruptcy A common question asked by people considering bankruptcy is if they’ll get to keep their car. Most of the time, the bankruptcy court won’t repossess a vehicle if it’s clear that the car is necessary to travel back and forth to work and to complete other Read More
20
12. 2019

What Are Federal Bankruptcy Exemptions?

Contrary to popular belief, the court won’t liquidate all of your possessions in Federal Bankruptcy The non-essential property is considered fair game and what the court determines is and is not essential is largely determined by how you list your exemptions. Here’s what you need to know about federal bankruptcy exemptions.  Homestead Exemptions  All states Read More
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SIMS BANKRUPTCY LAW BLOG

24 Mar
Bankruptcy
How to Avoid Falling Back Into Debt After Bankruptcy

Understanding how to avoid falling back into debt after bankruptcy is essential for building a stable and secure financial future. Bankruptcy provides relief from overwhelming financial pressure, but long-term success depends on the habits you build afterward. Without proper planning, it is possible to fall into the same financial patterns. By focusing on budgeting, mindful Read More

26 Feb
Bankruptcy Law
How to Manage Chapter 13 Payments Successfully

Learning how to manage Chapter 13 payments is one of the most important parts of completing bankruptcy successfully. Chapter 13 allows individuals to reorganize debt into a structured repayment plan while protecting essential assets. Although the process provides relief, staying consistent with payments requires planning, discipline, and clear financial habits. Understanding how repayment works helps Read More

30 Dec
keep property under Chapter 7
How Chapter 7 Protects Your Assets During Bankruptcy

Keep property under Chapter 7 is a concern for many Texans facing overwhelming debt. The fear of losing a home, a vehicle, or personal belongings often prevents people from considering bankruptcy. Chapter 7 bankruptcy is designed to eliminate most unsecured debts while still allowing individuals to keep essential property. By using a combination of Texas Read More

Sims Bankruptcy Law, PLLC is North Texas and Central Texas law firm helping individuals, families, and businesses through tough financial times. Whether this is your first time filing bankruptcy or you've filed in the past, you will receive a thorough free consultation and receive answers to all the questions you may have. We pride ourselves on being exceptionally responsive to you during this financial struggle.

Gain your life back and begin the road to financial recovery by calling or emailing us today. No two situations are alike and we will give your case the attention it deserves. Don't hesitate to begin the path forward.

Sims Bankruptcy Law, PLLC has many locations to best serve you and offers flexible appointment times morning, day or night to meet your busy schedule. Weekday or weekend, we are available to help you.

Are you facing foreclosure?
Have you gotten behind on payments to your car company?
Has a creditor sued you?
Are you tired of the harassing calls?
Do you have tax debt that just will not go away?
Have you gotten behind on credit cards payments and medical bills?
Lost your job and can't seem to get ahead?

If you answered yes to any of those questions, Sims Bankruptcy Law, PLLC can help.

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