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27
10. 2025

What Property Can You Keep Under Chapter 7 Bankruptcy?

Filing for Chapter 7 bankruptcy in Texas can help individuals and families eliminate overwhelming debt while keeping essential property. This process provides financial relief through Texas bankruptcy exemptions, which safeguard key assets such as your home, vehicle, and retirement accounts. Understanding how these exemptions work helps ensure you maintain the stability needed to move forward. Read More
15
08. 2025

Steps to Rebuild Credit After Bankruptcy in Texas

Bankruptcy can feel like a heavy shadow. The filing clears debt but it also lowers credit scores. The good news is that this shadow does not last forever. Knowing how to rebuild your credit after filing for bankruptcy is the key to moving forward. History shows us that even great cities once destroyed by war Read More
15
07. 2025

Bankruptcy Disqualification Rules in Dallas You Should Know

Financial struggles can feel like chains that will not break. Bankruptcy offers a legal way to cut those chains, but not everyone qualifies. What disqualifies you from filing bankruptcies in Dallas is an important question, because courts set clear rules to prevent abuse of the system. Knowing these rules helps prepare for the process and Read More
29
06. 2025

Why Chapter 13 Is the Unexpected Debt Lifeline Blowing Up This Year

In 2025, something unexpected is happening. More people are turning to Chapter 13 bankruptcy. It was once seen as a second choice. Now, it is a game-changer. It is giving people a way to stop foreclosures, keep their homes, and catch up without drowning. Imagine a lifeboat in stormy water. Chapter 13 is that boat. Read More
28
05. 2025

The 2025 Chapter 7 Loopholes You Need to Know

Debt can feel like chains around your ankles. You try to walk but the weight keeps pulling you down. For people in Texas buried in credit card bills, medical debt, or loan defaults, Chapter 7 bankruptcy has always been a way to break free. But in 2025, a few key changes quietly made it even Read More
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SIMS BANKRUPTCY LAW BLOG

12 Sep
How Does Bankruptcy Affect Getting an Apartment?

A bankruptcy filing can make renting an apartment more challenging, but it does not automatically prevent approval. Many landlords look at the entire application—income, rental history, current debt, payment habits, and eviction records—not just the bankruptcy entry on a credit report. For renters in Texas, the strongest application is usually one that shows a stable Read More

23 Aug
Guarding the Homefront: Federal Debt Shields for Texas Military Members

Serving in the Armed Forces demands immense personal sacrifice, but managing the unique financial burdens that come with military life shouldn’t be a battle you fight alone. For active-duty service members, reservists, and military families stationed across the Lone Star State—from the bustling defense hubs in Tarrant County to the sprawling installations of Central Texas—sudden Read More

25 Jul
Reclaiming Your Financial Freedom: Finding a Trusted Frisco Bankruptcy Lawyer

The rapid economic growth in Collin and Denton counties brings immense opportunity, but it also elevates the cost of living. When unexpected hardships like a corporate restructuring, sudden medical crisis, or a complex divorce occur, the financial fallout can be overwhelming. If mounting debts have left you feeling trapped, it is important to know that Read More

Sims Bankruptcy Law, PLLC is North Texas and Central Texas law firm helping individuals, families, and businesses through tough financial times. Whether this is your first time filing bankruptcy or you've filed in the past, you will receive a thorough free consultation and receive answers to all the questions you may have. We pride ourselves on being exceptionally responsive to you during this financial struggle.

Gain your life back and begin the road to financial recovery by calling or emailing us today. No two situations are alike and we will give your case the attention it deserves. Don't hesitate to begin the path forward.

Sims Bankruptcy Law, PLLC has many locations to best serve you and offers flexible appointment times morning, day or night to meet your busy schedule. Weekday or weekend, we are available to help you.

Are you facing foreclosure?
Have you gotten behind on payments to your car company?
Has a creditor sued you?
Are you tired of the harassing calls?
Do you have tax debt that just will not go away?
Have you gotten behind on credit cards payments and medical bills?
Lost your job and can't seem to get ahead?

If you answered yes to any of those questions, Sims Bankruptcy Law, PLLC can help.

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