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10. 2019

Who Can’t Get a Chapter 7 Bankruptcy?

Frequently, Texas residents are disqualified from filing a Chapter 7 bankruptcy because they didn’t pass the means test. Failing the means test typically indicates that while someone is in a financial bind, they do have the ability to pay their debts over time. However, the means test isn’t the only reason someone might be unable Read More
08. 2019

VA Disability and Bankruptcy – New law passed (HAVEN Act)

Honoring American Veterans in Extreme Need On August 23, 2019, President Trump signed into law the “Honoring American Veterans in Extreme Need Act of 2019” which is commonly referred to as the HAVEN Act. This is a major win for disabled veterans facing financial difficulty. Before this was signed into law, disabled veterans were faced Read More
07. 2019

What Is Creditor Harassment?

Most people are taught when they owe a debt, they’ll get a phone call or two from a debt collector. Then, they’ll pay the debt and move on. Unfortunately, it doesn’t always work out this way for people who can’t afford to pay their bills. Often, people accrue debt faster than they can pay it Read More
06. 2019

Can You Keep Retirement Accounts in a Texas Bankruptcy?

If you’re thinking about filing for bankruptcy in Texas, it’s critical that you understand how filing may impact your retirement accounts. Depending on what accounts you have and how much you have in them, your money may be completely protected, partially protected, or not protected at all. Here’s what you should know.  Which Type of Read More
06. 2019

Does Bankruptcy Discharge Every Debt?

Certain types of bankruptcy can allow you to discharge, or “write off” some kinds of debt. This means you liquidate any non-exempt assets you have to pay the debt and any portion left over is forgiven. It’s important to understand the difference between what types of debt can be discharged (and what types can’t) before Read More

Clients Testimonials

Featured Articles
I had the pleasure of meeting Tyler at an invite only attorney conference. Tyler was extremely passionate and more importantly knowledge about consumer rights. He is a great bankruptcy attorney, and I would recommend his services to anyone in the Waco or greater Dallas area.By: Chris Crawford
Tyler, not many lawyers are like you you are honest in everything you do. And I hope to God I will do all I can to get myself on track Once In For All. Most of all but least I'm glad I have met you and I'm glad that we had become friends I'm grateful for meeting you and I'll will do my best sharing my knowledge to others about your business. I hope and trust that I can depend on your word of advice at all given times needed. God bless you and keep up the Great work that ...
The Absolute BEST bankruptcy attorney in the area. Tyler and his staff are amazing. They were always available to answer questions and to ease my mind with the process. They are very professional and I highly recommend Tyler Sims at Sims Law for all of your Bankruptcy needs. You can't go wrong!By: Jacki Haroldsen


17 Feb
How Will My Credit Score Be Affected by Bankruptcy?

The Impact Of Bankruptcy On Your Credit   A common question for Dallas bankruptcy attorneys is how a person’s credit score will be impacted by filing for bankruptcy. Will it go down substantially, or take a small hit? Could it even go up? Contrary to popular belief, credit scores don’t always tank after bankruptcy. Here’s Read More

12 Jan
Can a Chapter 13 Bankuptcy Allow Me to Keep My Vehicle?

Can I Keep My Car   A common question asked by people considering bankruptcy is if they’ll get to keep their car. Most of the time, the bankruptcy court won’t repossess a vehicle if it’s clear that the car is necessary to travel back and forth to work and to complete other necessary tasks like Read More

20 Dec
What Are Federal Bankruptcy Exemptions?

Contrary to popular belief, the court won’t liquidate all of your possessions in bankruptcy The non-essential property is considered fair game and what the court determines is and is not essential is largely determined by how you list your exemptions. Here’s what you need to know about federal bankruptcy exemptions.  Homestead Exemptions  All states offer Read More

Sims Law, PLLC is North Texas and Central Texas law firm helping individuals, families, and businesses through tough financial times. Whether this is your first time filing bankruptcy or you've filed in the past, you will receive a thorough free consultation and receive answers to all the questions you may have. We pride ourselves on being exceptionally responsive to you during this financial struggle.

Gain your life back and begin the road to financial recovery by calling or emailing us today. No two situations are alike and we will give your case the attention it deserves. Don't hesitate to begin the path forward.

Sims Law, PLLC has many locations to best serve you and offers flexible appointment times morning, day or night to meet your busy schedule. Weekday or weekend, we are available to help you.

Are you facing foreclosure?
Have you gotten behind on payments to your car company?
Has a creditor sued you?
Are you tired of the harassing calls?
Do you have tax debt that just will not go away?
Have you gotten behind on credit cards payments and medical bills?
Lost your job and can't seem to get ahead?

If you answered yes to any of those questions, Sims Law, PLLC can help.


Waco Bankruptcy Lawyer