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21
03. 2025

What Is the Income Limit for Bankruptcy in Texas?

Filing for bankruptcy can feel like standing at the edge of a cliff. There is pressure. There is fear. There is the question of what comes next. For people in Texas who want to file Chapter 7 bankruptcy, the income limit is one of the biggest hurdles. That limit is set by what is called Read More
21
02. 2025

TGI Fridays’ Exit from DFW: What It Reveals About Bankruptcy in Dallas

When a big name like TGI Fridays starts closing restaurants in Dallas, it means more than just losing a place to grab dinner. It signals something deeper. It’s like the canary in the coal mine. A warning that something is wrong with the financial air we breathe. Nine locations shut down. Five of those at Read More
20
01. 2025

How Rising Interest Rates Impact Debt – Advice from a Bankruptcy Lawyer in Dallas

  Debt is already tough to handle. When interest rates go up, it gets even harder. Payments rise. Balances grow. Getting ahead feels impossible. Whether it’s credit cards, mortgages, or personal loans, higher interest rates mean more money going toward interest instead of paying off the actual debt. It’s like running on a treadmill that Read More
15
12. 2024

What Can You Not Do After Filing Bankruptcies?

Filing for bankruptcy is a fresh start, but it also comes with responsibilities. Think of it like planting a new garden. You need to nurture it and avoid mistakes that could ruin your hard work. After filing for bankruptcy, there are certain actions you must avoid to ensure your case proceeds smoothly and you get Read More
21
11. 2024

Is Bankruptcy Right for You? Assessing Your Financial Options

Financial struggles can be overwhelming, leaving many individuals and families uncertain about their options. Bankruptcy, while often viewed as a last resort, can offer relief, a fresh start, and a chance to regain control of your finances. At Sims Bankruptcy Law, PLLC, we help clients across Texas determine if bankruptcy is the right solution for Read More
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SIMS BANKRUPTCY LAW BLOG

15 Aug
recovering from bankruptcy
Steps to Rebuild Credit After Bankruptcy in Texas

Bankruptcy can feel like a heavy shadow. The filing clears debt but it also lowers credit scores. The good news is that this shadow does not last forever. Knowing how to rebuild your credit after filing for bankruptcy is the key to moving forward. History shows us that even great cities once destroyed by war Read More

15 Jul
disqualification in bankruptcy
Bankruptcy Disqualification Rules in Dallas You Should Know

Financial struggles can feel like chains that will not break. Bankruptcy offers a legal way to cut those chains, but not everyone qualifies. What disqualifies you from filing bankruptcies in Dallas is an important question, because courts set clear rules to prevent abuse of the system. Knowing these rules helps prepare for the process and Read More

29 Jun
chapter 13 bankruptcy laws
Why Chapter 13 Is the Unexpected Debt Lifeline Blowing Up This Year

In 2025, something unexpected is happening. More people are turning to Chapter 13 bankruptcy. It was once seen as a second choice. Now, it is a game-changer. It is giving people a way to stop foreclosures, keep their homes, and catch up without drowning. Imagine a lifeboat in stormy water. Chapter 13 is that boat. Read More

Sims Bankruptcy Law, PLLC is North Texas and Central Texas law firm helping individuals, families, and businesses through tough financial times. Whether this is your first time filing bankruptcy or you've filed in the past, you will receive a thorough free consultation and receive answers to all the questions you may have. We pride ourselves on being exceptionally responsive to you during this financial struggle.

Gain your life back and begin the road to financial recovery by calling or emailing us today. No two situations are alike and we will give your case the attention it deserves. Don't hesitate to begin the path forward.

Sims Bankruptcy Law, PLLC has many locations to best serve you and offers flexible appointment times morning, day or night to meet your busy schedule. Weekday or weekend, we are available to help you.

Are you facing foreclosure?
Have you gotten behind on payments to your car company?
Has a creditor sued you?
Are you tired of the harassing calls?
Do you have tax debt that just will not go away?
Have you gotten behind on credit cards payments and medical bills?
Lost your job and can't seem to get ahead?

If you answered yes to any of those questions, Sims Bankruptcy Law, PLLC can help.

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