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12
01. 2020

Can a Chapter 13 Bankuptcy Allow Me to Keep My Vehicle?

Can I Keep My Car in Chapter 13 Bankruptcy A common question asked by people considering bankruptcy is if they’ll get to keep their car. Most of the time, the bankruptcy court won’t repossess a vehicle if it’s clear that the car is necessary to travel back and forth to work and to complete other Read More
20
12. 2019

What Are Federal Bankruptcy Exemptions?

Contrary to popular belief, the court won’t liquidate all of your possessions in Federal Bankruptcy The non-essential property is considered fair game and what the court determines is and is not essential is largely determined by how you list your exemptions. Here’s what you need to know about federal bankruptcy exemptions.  Homestead Exemptions  All states Read More
30
11. 2019

What Property is Exempt in a Texas Bankruptcy?

Here’s What You Need To Know About Exempt Property In A Texas Bankruptcy Many people mistakenly believe that if they file for bankruptcy, they will lose most or all of their personal property. While some property is liquidated to satisfy debts in most cases, assets that are considered basic necessities or that you have a Read More
31
10. 2019

Is Credit Counseling the Same as Bankruptcy?

Overwhelmed by debt? You’ve probably heard of bankruptcy or credit counseling before, but perhaps you just weren’t sure what those terms meant or how they impacted your situation. Here’s what you should know about the differences between credit counseling and bankruptcy, and how you can get help overcoming significant debt and start over with a Read More
29
08. 2019

VA Disability and Bankruptcy – New law passed (HAVEN Act)

Honoring American Veterans (VA Disability) in Extreme Need On August 23, 2019, President Trump signed into law the “Honoring American Veterans in Extreme Need Act of 2019” which is commonly referred to as the HAVEN Act. This is a major win for disabled veterans facing financial difficulty. Before this was signed into law, disabled veterans Read More
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SIMS BANKRUPTCY LAW BLOG

18 May
chapter 7 bankruptcy
How Chapter 7 Bankruptcy Works in Texas

Chapter 7 bankruptcy Texas helps many residents eliminate overwhelming debt and regain financial stability. Texans facing foreclosure, lawsuits, or wage garnishment often explore bankruptcy for immediate relief.  Financial hardship can follow divorce, job loss, medical bills, or business failure. Understanding the bankruptcy process helps clients make informed decisions. An experienced attorney can explain options clearly Read More

24 Mar
Bankruptcy
How to Avoid Falling Back Into Debt After Bankruptcy

Understanding how to avoid falling back into debt after bankruptcy is essential for building a stable and secure financial future. Bankruptcy provides relief from overwhelming financial pressure, but long-term success depends on the habits you build afterward. Without proper planning, it is possible to fall into the same financial patterns. By focusing on budgeting, mindful Read More

26 Feb
Bankruptcy Law
How to Manage Chapter 13 Payments Successfully

Learning how to manage Chapter 13 payments is one of the most important parts of completing bankruptcy successfully. Chapter 13 allows individuals to reorganize debt into a structured repayment plan while protecting essential assets. Although the process provides relief, staying consistent with payments requires planning, discipline, and clear financial habits. Understanding how repayment works helps Read More

Sims Bankruptcy Law, PLLC is North Texas and Central Texas law firm helping individuals, families, and businesses through tough financial times. Whether this is your first time filing bankruptcy or you've filed in the past, you will receive a thorough free consultation and receive answers to all the questions you may have. We pride ourselves on being exceptionally responsive to you during this financial struggle.

Gain your life back and begin the road to financial recovery by calling or emailing us today. No two situations are alike and we will give your case the attention it deserves. Don't hesitate to begin the path forward.

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