Wondering if you qualify for a 7? Chapter 7 Explained

A free, no-obligation consultation begins the process forward. –Tyler Sims, Attorney at Sims Bankruptcy Law, PLLC

Contact me today for a FREE case evaluation. Chapter 7 or Chapter 13 Bankruptcy can stop the harassing phone calls and allow you to move forward. I will personally handle your case from start to finish. Don’t waste any time and call me today at 254-304-6171


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Bankruptcy Is Not The End

I am an experienced bankruptcy attorney that will keep you informed throughout the entire process. Bankruptcy is not the end, a discharge order has the potential to wipe your credit clean giving you the opportunity to rebuild and get your life back. I offer flexible payment options to get started. Once you hire me, the creditors can direct their calls to me. Medical bills, credit cards, pay day loans, repo deficiencies, apartment deficiencies, and bank loans are just a sample of the typical debts that can be discharged in a chapter 7 or chapter 13 bankruptcy. Chapter 13 can help you stop car repossession, stop foreclosure, and pay off tax debt.

Property Liquidated in Chapter 7


When you file for bankruptcy protection, you must list all of your assets. Any assets that are not protected by exemptions, could be liquidated by the Chapter 7 trustee. In Texas, you may be able to use Texas or Federal exemptions. There are benefits to either and I will discuss with you which exemptions protect your property the best so that the trustee will not be liquidating anything. A common myth when filing for your fresh start is that you must give away all of your property including your home and car. That is not necessarily true. Most people will be able to keep their home and car in a 7. The fresh start does not mean you need to be wiped out and left on the street.

For more about Bankruptcy check out the FAQ page.

Where and when can I meet with the attorney?

I offer flexible appointment times to best serve your schedule. My typical office hours are 8:00am to 6:00pm, Monday through Friday. However, I am available to meet on most weekends and after 6pm if necessary. I aim to make the process run as smoothly as possible so that you can rest assured that your debts are being handled.

Waco Office

600 Austin Ave
Suite 23
Waco, TX 7601
Walk-ins welcome

Killeen Office

810 North W.S. Young Drive
Suite 107-F
Killeen, TX 76543

By appointment only

Call today for a free, no risk consultation: 254-304-7161