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DFW:469-751-7467 Central Texas:254-304-7161
Texas Bankruptcy Attorney in Killeen
Bankruptcy Help In Fort Worth, Texas
Bankruptcy Help In Waco
Waco Office:
600 Austin Ave, Suite 23 Waco, TX 76701
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Call Today For Your Free Consultation
DFW:469-751-7467
Central Texas:254-304-7161
27
10. 2025

What Property Can You Keep Under Chapter 7 Bankruptcy?

Filing for Chapter 7 bankruptcy in Texas can help individuals and families eliminate overwhelming debt while keeping essential property. This process provides financial relief through Texas bankruptcy exemptions, which safeguard key assets such as your home, vehicle, and retirement accounts. Understanding how these exemptions work helps ensure you maintain the stability needed to move forward. Read More
28
05. 2025

The 2025 Chapter 7 Loopholes You Need to Know

Debt can feel like chains around your ankles. You try to walk but the weight keeps pulling you down. For people in Texas buried in credit card bills, medical debt, or loan defaults, Chapter 7 bankruptcy has always been a way to break free. But in 2025, a few key changes quietly made it even Read More
21
08. 2024

Chapter 7 vs. Chapter 13 Bankruptcy: Which is the Best Fit for Your Situation?

When financial challenges arise, bankruptcy can provide a path to relief and a fresh start. Two of the most common options are Chapter 7 bankruptcy and Chapter 13 bankruptcy, each offering unique benefits tailored to different financial situations. Understanding these distinctions is vital to determine which chapter best aligns with your needs. At Sims Bankruptcy Read More
23
05. 2022

Can I Keep My Car With a Chapter 7 Bankruptcy?

If you plan to file for a Chapter 7 bankruptcy in Texas, you may be worried about losing your car and other assets you need for basic living. Here’s what to know about filing your vehicle with Chapter 7 and how an experienced bankruptcy attorney can help you navigate the challenging process of applying to Read More
30
10. 2021

Texas Chapter 7 Bankruptcy Facts

What Are Chapter 7 Bankruptcy Exemptions?  You may not have to surrender the entirety of your belongings simply because you’re declaring bankruptcy. You may be able to apply for Chapter 7 bankruptcy under the Federal Bankruptcy Code to protect you from creditors from seizing particular assets. Exempt assets are property or assets that a debtor Read More
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SIMS BANKRUPTCY LAW BLOG

12 Sep
How Does Bankruptcy Affect Getting an Apartment?

A bankruptcy filing can make renting an apartment more challenging, but it does not automatically prevent approval. Many landlords look at the entire application—income, rental history, current debt, payment habits, and eviction records—not just the bankruptcy entry on a credit report. For renters in Texas, the strongest application is usually one that shows a stable Read More

23 Aug
Guarding the Homefront: Federal Debt Shields for Texas Military Members

Serving in the Armed Forces demands immense personal sacrifice, but managing the unique financial burdens that come with military life shouldn’t be a battle you fight alone. For active-duty service members, reservists, and military families stationed across the Lone Star State—from the bustling defense hubs in Tarrant County to the sprawling installations of Central Texas—sudden Read More

25 Jul
Reclaiming Your Financial Freedom: Finding a Trusted Frisco Bankruptcy Lawyer

The rapid economic growth in Collin and Denton counties brings immense opportunity, but it also elevates the cost of living. When unexpected hardships like a corporate restructuring, sudden medical crisis, or a complex divorce occur, the financial fallout can be overwhelming. If mounting debts have left you feeling trapped, it is important to know that Read More

Sims Bankruptcy Law, PLLC is North Texas and Central Texas law firm helping individuals, families, and businesses through tough financial times. Whether this is your first time filing bankruptcy or you've filed in the past, you will receive a thorough free consultation and receive answers to all the questions you may have. We pride ourselves on being exceptionally responsive to you during this financial struggle.

Gain your life back and begin the road to financial recovery by calling or emailing us today. No two situations are alike and we will give your case the attention it deserves. Don't hesitate to begin the path forward.

Sims Bankruptcy Law, PLLC has many locations to best serve you and offers flexible appointment times morning, day or night to meet your busy schedule. Weekday or weekend, we are available to help you.

Are you facing foreclosure?
Have you gotten behind on payments to your car company?
Has a creditor sued you?
Are you tired of the harassing calls?
Do you have tax debt that just will not go away?
Have you gotten behind on credit cards payments and medical bills?
Lost your job and can't seem to get ahead?

If you answered yes to any of those questions, Sims Bankruptcy Law, PLLC can help.

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