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DFW:469-751-7467 Central Texas:254-304-7161
Texas Bankruptcy Attorney in Killeen
Bankruptcy Help In Fort Worth, Texas
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Waco Office:
600 Austin Ave, Suite 23 Waco, TX 76701
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DFW:469-751-7467
Central Texas:254-304-7161
28
12. 2021

What Should I Do With My Credit Cards Before Filing for Bankruptcy?

Many people have questions about bankruptcy, one of them being if they can continue to use their credit cards when they file. It can be difficult to navigate how to run your household while being overwhelmed by debt, and using credit cards to make ends meet can be tempting. It’s important to know when to Read More
08
09. 2021

What Are the Warning Signs I Might Need to File for Bankruptcy?

Financial trouble can quickly sneak up on people. Often, getting behind on bills happens slowly and many people don’t know they’re in more debt than they can pay off until it’s too late. Here are some of the warning signs you may need to file for bankruptcy and how to get help from an experienced Read More
22
08. 2021

Am I a Victim of Creditor Harassment?

If you’re dealing with unpaid bills, this can create a lot of stress for you and your family. When you’re contacted by creditors about the debt you owe, this can be frustrating and possibly even frightening if creditors become abusive to try to get someone to make a payment.  Creditors do have rights when it Read More
29
07. 2021

What Are the Benefits of Business Bankruptcy?

Additional Time to Restructure or Reorganize  Getting a temporary break from having to dodge collection calls and struggle to make payments on your debts may be exactly what you need to get your company’s affairs in order. Perhaps a new product or service launch could drive enough new revenue to get you completely caught up.  Read More
07
06. 2021

Who Can’t Get a Chapter 7 Bankruptcy?

Frequently, Texas residents are disqualified from filing a Chapter 7 bankruptcy because they didn’t pass the means test. Failing the means test typically indicates that while someone is in a financial bind, they do have the ability to pay their debts over time. However, the means test isn’t the only reason someone might be unable Read More
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SIMS BANKRUPTCY LAW BLOG

30 Dec
keep property under Chapter 7
How Chapter 7 Protects Your Assets During Bankruptcy

Keep property under Chapter 7 is a concern for many Texans facing overwhelming debt. The fear of losing a home, a vehicle, or personal belongings often prevents people from considering bankruptcy. Chapter 7 bankruptcy is designed to eliminate most unsecured debts while still allowing individuals to keep essential property. By using a combination of Texas Read More

28 Nov
Bankruptcy
Understanding Chapter 13 Repayment Plans

Many individuals want to understand Chapter 13 plans before choosing their next financial strategy. These plans help reorganize debt, protect essential assets, and establish long-term stability. While Texas residents often use Chapter 13, the overall structure remains consistent nationwide. How the Court Reviews Your Financial Situation A solid Chapter 13 repayment structure begins with understanding Read More

27 Oct
chapter 7 bankruptcy lawyer
What Property Can You Keep Under Chapter 7 Bankruptcy?

Filing for Chapter 7 bankruptcy in Texas can help individuals and families eliminate overwhelming debt while keeping essential property. This process provides financial relief through Texas bankruptcy exemptions, which safeguard key assets such as your home, vehicle, and retirement accounts. Understanding how these exemptions work helps ensure you maintain the stability needed to move forward. Read More

Sims Bankruptcy Law, PLLC is North Texas and Central Texas law firm helping individuals, families, and businesses through tough financial times. Whether this is your first time filing bankruptcy or you've filed in the past, you will receive a thorough free consultation and receive answers to all the questions you may have. We pride ourselves on being exceptionally responsive to you during this financial struggle.

Gain your life back and begin the road to financial recovery by calling or emailing us today. No two situations are alike and we will give your case the attention it deserves. Don't hesitate to begin the path forward.

Sims Bankruptcy Law, PLLC has many locations to best serve you and offers flexible appointment times morning, day or night to meet your busy schedule. Weekday or weekend, we are available to help you.

Are you facing foreclosure?
Have you gotten behind on payments to your car company?
Has a creditor sued you?
Are you tired of the harassing calls?
Do you have tax debt that just will not go away?
Have you gotten behind on credit cards payments and medical bills?
Lost your job and can't seem to get ahead?

If you answered yes to any of those questions, Sims Bankruptcy Law, PLLC can help.

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