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20
04. 2022

Why People File For Medical Bankruptcy

What Is Medical Bankruptcy? The reasons people file for bankruptcy are different between individual people. However, there are some important patterns to pay attention to that can help us understand why, on average, most people are filing bankruptcy. In the 1980s, medical debt wasn’t cited by bankruptcy filers as a significant reason for declaring bankruptcy. Read More
29
03. 2022

How Will Bankruptcy On a Borrower’s Credit Report Impact the Cosigner’s?

If you cosigned a loan, credit card, or line of credit for someone else and they declare bankruptcy, you may be worried that the bankruptcy will also show on your credit report. Here’s what you need to understand and how you can protect your credit with the help of a Texas bankruptcy lawyer. No, a Read More
01
03. 2022

Creditor Harassment In Texas

Creditor Harassment Attorney In Texas Creditor harassment is when a creditor contacts an individual in an attempt to collect a debt. This can include calling an individual repeatedly, sending letters, or visiting the individual’s home or place of work. Creditor harassment is illegal in Texas A creditor cannot contact an individual more than once a Read More
01
02. 2022

Your Credit Score And Bankruptcy In Texas

Can Filing for Divorce in Texas Affect Your Credit Score?  Getting a divorce can be frightening or frustrating for a variety of reasons, particularly if you have children or a high net worth. You may have heard that divorcing can impact your credit or lower your credit score. Here’s what you should know about how Read More
28
12. 2021

What Should I Do With My Credit Cards Before Filing for Bankruptcy?

Many people have questions about bankruptcy, one of them being if they can continue to use their credit cards when they file. It can be difficult to navigate how to run your household while being overwhelmed by debt, and using credit cards to make ends meet can be tempting. It’s important to know when to Read More
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SIMS BANKRUPTCY LAW BLOG

24 Mar
Bankruptcy
How to Avoid Falling Back Into Debt After Bankruptcy

Understanding how to avoid falling back into debt after bankruptcy is essential for building a stable and secure financial future. Bankruptcy provides relief from overwhelming financial pressure, but long-term success depends on the habits you build afterward. Without proper planning, it is possible to fall into the same financial patterns. By focusing on budgeting, mindful Read More

26 Feb
Bankruptcy Law
How to Manage Chapter 13 Payments Successfully

Learning how to manage Chapter 13 payments is one of the most important parts of completing bankruptcy successfully. Chapter 13 allows individuals to reorganize debt into a structured repayment plan while protecting essential assets. Although the process provides relief, staying consistent with payments requires planning, discipline, and clear financial habits. Understanding how repayment works helps Read More

30 Dec
keep property under Chapter 7
How Chapter 7 Protects Your Assets During Bankruptcy

Keep property under Chapter 7 is a concern for many Texans facing overwhelming debt. The fear of losing a home, a vehicle, or personal belongings often prevents people from considering bankruptcy. Chapter 7 bankruptcy is designed to eliminate most unsecured debts while still allowing individuals to keep essential property. By using a combination of Texas Read More

Sims Bankruptcy Law, PLLC is North Texas and Central Texas law firm helping individuals, families, and businesses through tough financial times. Whether this is your first time filing bankruptcy or you've filed in the past, you will receive a thorough free consultation and receive answers to all the questions you may have. We pride ourselves on being exceptionally responsive to you during this financial struggle.

Gain your life back and begin the road to financial recovery by calling or emailing us today. No two situations are alike and we will give your case the attention it deserves. Don't hesitate to begin the path forward.

Sims Bankruptcy Law, PLLC has many locations to best serve you and offers flexible appointment times morning, day or night to meet your busy schedule. Weekday or weekend, we are available to help you.

Are you facing foreclosure?
Have you gotten behind on payments to your car company?
Has a creditor sued you?
Are you tired of the harassing calls?
Do you have tax debt that just will not go away?
Have you gotten behind on credit cards payments and medical bills?
Lost your job and can't seem to get ahead?

If you answered yes to any of those questions, Sims Bankruptcy Law, PLLC can help.

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