Creditor Harassment Attorney In Texas

Creditor harassment is when a creditor contacts an individual in an attempt to collect a debt. This can include calling an individual repeatedly, sending letters, or visiting the individual’s home or place of work.

Creditor harassment is illegal in Texas

A creditor cannot contact an individual more than once a week, and cannot contact the individual at their place of employment if they have been notified that such contact is prohibited.

Fair Debt Collection Practices Act

If you’re a Texas resident who’s being harassed by creditors, you have rights. Under the Fair Debt Collection Practices Act (FDCPA), creditors are prohibited from engaging in certain behavior when trying to collect a debt.

Some of the things that creditors can’t do under the FDCPA include:

• Calling you repeatedly or at unusual hours
• Threatening you with legal action if you don’t pay your debt
• Talking to your friends, family, or employer about your debt
• Sending you letters that are meant to scare or intimidate you

If a creditor is violating any of these rules, you can take legal action. You may be able to recover damages, and the creditor may be ordered to stop harassing you. You should consult with an attorney to learn more about your rights and how to protect yourself. You can also contact the Consumer Financial Protection Bureau (CFPB) for help. The CFPB is a government agency that protects consumers from unfair financial practices.

Facing Creditor Harassment In Texas?

If you are being harassed by creditors in Texas and are considering filing for bankruptcy in Texas, it is important to speak with an attorney who can advise you on the best course of action. Bankruptcy is a complex legal process, and there are many factors to consider before making a decision. An attorney can help you understand the pros and cons of filing for bankruptcy, how it can help you with creditor harassment, and guide you through the process.

Contact Sims Bankruptcy Law For Help

Thank you for reading our article on Texas Creditor Harassment! We hope this information has been helpful. If you are being harassed by a creditor, you should contact an attorney. The attorney can help you file for bankruptcy protection, and can also take legal action to stop the creditor from harassing you. Contact Sims Bankruptcy Law for immediate Bankruptcy help today.